VIEWPOINT: Plan Members: Drowning in Investment Options

Our fourth video in our Proteus Viewpoint video series, Plan Members: Drowning in Investment Options. For further information, read the below Q&A. As a defined contributions (DC) plan sponsor, how do you know if you have the right investment options available to members? First off, ensuring your plan offers appropriate investment options should be a...

At what age should I take my CPP/QPP?

The normal age for retirement under the Canada Pension Plan (CPP) and Quebec Pension Plan (QPP) is 65. This is when you are eligible to receive the full pension you qualify for based on your years of participation and level of contribution into the plan. You are entitled to begin receiving your pension as early as 60 and as late as 70, however, the benefits...

CPP Improvements on the Horizon

The Government of Canada has agreed to enhance the Canada Pension Plan (CPP). The enhancements to the CPP are targeted to be phased in over seven years, starting in 2019. Some may ask the question: “with the CPP increasing, do I need to save as much for retirement?” The answer is yes. It is important to continue saving just as much as before, especially due...

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FSCO Examination: Go Beyond Requirements

Pension governance is an ongoing process that goes well beyond investment success. It’s about communicating, administering efficiently and documenting your actions. The Financial Services Commission of Ontario (FSCO) is responsible for regulating pension plans registered in Ontario. FSCO periodically conducts examinations to review pension plans’ compliance...

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