Viewpoint Blog

Understanding Your Options at Retirement

If you’re confused about retirement income alternatives, you’re not alone. How do you know what to choose? How do you know which product is right for you? Well, it all depends on the type of savings you have...read on. One of the most important factors in determining what products are available is whether the money was accumulated in a pension plan or a...

Factors to Consider When Choosing a Retirement Product

As you approach your retirement, you will find a range of different income options available that will allow you to draw on your retirement savings. The options range from flexible retirement plans, like Registered Retirement Income Funds (RRIF) – which allow you to withdraw any amount you want (subject to certain required minimums) – to fixed payment plans...

November is Financial Literacy Month

Can you believe we are into November already? This month is Canada's Financial Literacy Month (FLM), with the focus of: empowering Canadians to manage money and debt wisely; planning and saving for the future; and preventing and protecting against fraud and financial abuse. We are excited to join in the #FLM2015 conversation on our blog and social streams...

Webinar: Managing Expectations

In our webinar we discuss how an investment committee should manage expectations from the perspective of asset classes and manager relationships. We will: - Assess the accuracy of market predictions; - Determine whether or not it is possible to pick the best performing asset class; and - Discuss why you need to expect different results from different...

Third Quarter 2015 Review

Canadian Equities Canadian equities suffered a loss of 7.9% over the quarter. This was largely due to concerns about the global economy. Of particular importance to Canada were concerns over the Chinese economy and how that would affect demand for Canadian commodities. This led to a sharp decline in commodity prices, which meant large declines in the energy...

Second Quarter 2015 Review

Canadian Equity The Canadian stock market, represented by the S&P/TSX Composite, was down 1.6% in the second quarter of 2015. The two worst performing sectors were the industrials (-9.5%) and utilities (-7.7%) sectors. The industrials sector was negatively impacted by the weak performing transportation sub-sector due to the rising price of oil. The...

First Quarter 2015 Review

Canadian Equity The Canadian stock market, represented by the S&P/TSX Composite, was up 2.6% in the first quarter of 2015. The best performing sector by a large margin was the health care sector. The Canadian health care sector is small and dominated by Valeant Pharmaceuticals, which rose by 50% following its purchase of US-based Salix Pharmaceuticals...

Fourth Quarter 2014 Review

Canadian Equity For the second consecutive quarter, the energy and materials sectors were a significant drag on performance as Canadian stocks declined by 1.5%. Falling oil prices was a major theme and hurt the stock price of oil and gas producers. It was not all bad, however, as the consumer staples, information technology and health care sectors each...

Third Quarter 2014 Review

Canadian Equity Canadian stocks fell by 0.6% during the quarter. Despite positive gains in the first two months, they were more than offset by negative results in September. The resource sectors were a significant drag on performance as the materials and energy sectors posted returns of -10.1% and -6.6% respectively. This was the result of falling commodity...

Second Quarter 2014 Review

Canadian Equity Canadian stocks were up 6.4% over the quarter, and continued to outperform the broader global market through 2014. In a reversal of recent trends, health care was the worst performing sector, declining 6.6%, largely driven by the performance of Valeant Pharmaceuticals. All other sectors posted positive gains with the energy and industrials...

Pages