Viewpoint Blog

OSFI Draft Disclosure Guideline for Defined Contribution Pension Plans

The Office of the Superintendent of Financial Institutions (OSFI) has issued a Draft Disclosure Guideline for Defined Contribution Pension Plans . According to OSFI the guideline aims to “inform the pension industry of the general principles as well as more detailed requirements that OSFI will expect to be disclosed to plan members, eligible employees, and...

Liability Driven Investing Explained

Much has been discussed in the media and at the investment committees over the last few years regarding liability driven investing (LDI) at both the defined benefit pension plans and endowment / foundations. There is still a lot of confusion in the market regarding LDI, what it is, how to implement it and the benefits to plans if they do. We have found this...

Time for a new status quo?

Does a year of near historic economic upset and market volatility warrant a new perspective in terms of investing funds for individuals, endowments & foundations, or oversight responsibilities for pension committees? With the changes we have seen in the last year we can pretty much conclude that most people had an emotional and perhaps even a financial...

TFSA for a Sick-Day – A Benefit to Bank On

A possible middle ground for a city overrun by growing deficits and growing piles of garbage The current strike by Toronto’s inside and outside workers has brought to light a large liability for a benefit that has been on the books of the City for decades but never paid for – the employee sick day bank. Though currently the most high profile case, Toronto’s...

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