Pension Matters Blog

The Implied Volatility of Your Investment Policy

In our introductory article on volatility, A Real-Life Stress Test , we argued that the capital markets have entered a prolonged cycle of higher expected volatility. We suggested this was a time of opportunities. Indeed, a well-designed investment policy and skilled managers would surely turn this volatility into a value-add for institutional investors. In...

Considerations in Managing a Successful Risk Strategy

Join us at the Pension & Investments Canadian Pension Risk Strategies Summit, May 5th, at the Four Seasons Toronto. The summit will provide an overview of growing financial risk and increased market volatility of plan liabilities. Top experts will share their strategies for retirement plans considering whether to undergo a risk transfer transaction or...

Pension Related Highlights from the 2016 Federal Budget Announcement

Finance Minister Bill Morneau announced the 2016 federal budget on March 22nd. The budget forecasts big deficits over the next five years, which includes financing a new tax-free monthly child benefit, more money for First Nations, infrastructure spending and extended employment insurance benefits to hard-hit regions.(1) The pension-related highlights from...

Upcoming Speaking Engagements

Join us at the following conferences and hear us speak, we would love to connect! April 4th: Opal Group's Canadian Pension Congress To read more and understand what this all means, . Martin Leclair will be speaking on a panel at 4:45 p.m. regarding 'Manager Selection Strategies' April 5th: Opal Group's Family Office and Endowment Investment Forum Martin...

A Real-Life Stress Test

The year 2016 started out with a bang, to say the least. The past year marked a transition in financial markets as the U.S. hiked overnight interest rates for the first time in nine years, releasing volatility and, with it, the rally in equity markets we’ve enjoyed so much over the last five years began to fizzle. It can be difficult to adjust to the end of...

Fast Pension Facts

Every Friday we share a pension fact, relevant to the majority of Canadians. We call them #PensionFactFriday - follow us on Twitter, LinkedIn and Facebook to stay up-to-date on weekly facts!

Administration Check-Up for Plan Sponsors

Are you a plan sponsor? If so, you are deemed the administrator of your pension plan (some exceptions apply to trusteed plans). While the record-keeper/custodian of your program is looking after the investment and funding allocation, they rely upon your inputs for information regarding membership and funding. Plan sponsors, please remember a couple areas...

British Columbia Pension Plans

The deadline for pension plans registered in British Columbia to file plan amendments to comply with new legislation has been extended to March 31, 2016. Among the new requirements, plan administrators will need to have a written governance policy and meeting prescribed content requirements in place by the deadline. Alberta pension plans, governed by...

Fourth Quarter 2015 Review

Canadian Equities Canadian equities were down again this quarter, losing 1.4%. The same concerns over energy prices that plagued the market in Q3 continued in Q4. Canada’s economic growth prospects continue to suffer due to low oil prices, but the manufacturing sector increased exports over the quarter, aided by a strong U.S. economy and a weaker Canadian...

Five Questions to Ask your Investment or Pension Consultant

Many organization know they could benefit from the professional advice of an investment or pension consultant, but do not know where to find one that will be appropriate for their organization. Added to this is the fact that some consultants have embedded conflicts, or service models, that do not fit all plan sponsors' needs or budgets. We’ve put together...

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