Viewpoint Blog

Question #2 for your pension consultant or investment consultant

Conflicts 2) What other services does your firm, or a related entity, provide? Where these services could create a conflict of interest (perceived or otherwise), how does your firm manage this to ensure that you are able to act in the best interest of the client? As a fiduciary, you will want to ensure that there are no lines of business within the firm, or...

5 Questions to ask your investment consultant or pension consultant

Many organization know they could benefit from the profenssional advice of an investment / pension consultant, but do not know where to find one that will be appropriate for their organization. If you are in the market for a consultant, or are currently working with one, you will want to ensure you are comfortable with their answers to each on of the following 5 questions

OSFI Draft Disclosure Guideline for Defined Contribution Pension Plans

The Office of the Superintendent of Financial Institutions (OSFI) has issued a Draft Disclosure Guideline for Defined Contribution Pension Plans . According to OSFI the guideline aims to “inform the pension industry of the general principles as well as more detailed requirements that OSFI will expect to be disclosed to plan members, eligible employees, and...

Liability Driven Investing Explained

Much has been discussed in the media and at the investment committees over the last few years regarding liability driven investing (LDI) at both the defined benefit pension plans and endowment / foundations. There is still a lot of confusion in the market regarding LDI, what it is, how to implement it and the benefits to plans if they do. We have found this...

Time for a new status quo?

Does a year of near historic economic upset and market volatility warrant a new perspective in terms of investing funds for individuals, endowments & foundations, or oversight responsibilities for pension committees? With the changes we have seen in the last year we can pretty much conclude that most people had an emotional and perhaps even a financial...

TFSA for a Sick-Day – A Benefit to Bank On

A possible middle ground for a city overrun by growing deficits and growing piles of garbage The current strike by Toronto’s inside and outside workers has brought to light a large liability for a benefit that has been on the books of the City for decades but never paid for – the employee sick day bank. Though currently the most high profile case, Toronto’s...

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